MORE than a mortgage PARTNERS you can count on•MORE than a mortgage PARTNERS you can count on•MORE than a mortgage PARTNERS you can count on•
MORE than a mortgage PARTNERS you can count on•MORE than a mortgage PARTNERS you can count on•MORE than a mortgage PARTNERS you can count on•
40+ Years Combined Experience · Boutique Mortgage Brokerage
Your Mortgage.
Our Mastery. Your
Peace Of Mind.
Our Mastery. Your
Peace Of Mind.
Unlike big banks, we work for you — not the institution. Whether you're buying your first home, refinancing for a better rate, or unlocking equity through 1st and 2nd lien options, Drift Financial brings four decades of expert strategy to every single client.
Buy a Home
Turn your dream of homeownership into reality with flexible mortgage options, competitive rates, and guidance every step of the way.
Refinance Your Loan
Reduce your monthly payments, secure a better interest rate, or adjust your loan terms to fit your current financial goals.
Access Your Home Equity
Unlock the value of your property to fund renovations, investments, or major expenses, without selling your home.
About Us
Built On Experience.
Driven By Your Goals.
Driven By Your Goals.
From The Nation's Largest Retail Lender To Your Dedicated Mortgage Partner.
Our three founders spent years as senior sales leaders at the country's biggest retail lender — managing high-volume operations and mastering every corner of the mortgage market. With over 40 years of combined experience, they made a deliberate choice: leave the corporate machine behind and build something better. A boutique brokerage where that same big-bank expertise works exclusively for you — not the institution.
We've seen every market cycle, every rate environment, every loan scenario. That depth of knowledge means our clients don't just get a mortgage — they get a strategy built around their long-term financial future.
Meet Our TeamWe've seen every market cycle, every rate environment, every loan scenario. That depth of knowledge means our clients don't just get a mortgage — they get a strategy built around their long-term financial future.
Why Choose Drift Financial
We Don't Just Close Loans. We Protect Your Biggest Investment.
Most lenders hand you a rate and move on. We don't. At Drift Financial, every client gets direct access to three principals with 40+ years of combined experience — people who have navigated every market shift and know exactly how to position you for the best possible outcome. No junior processors, no call centers. Just seasoned experts who treat your mortgage like it's their own.
FULL SUITE OF
Find the Right Fit for You
Conventional Loans
Perfect for buyers with strong credit and stable income. Flexible terms from 10 to 30 years with competitive market rates.
Purchase & Refinance
FHA Loans
Low down payment options starting at 3.5%. Ideal for first-time buyers or those rebuilding credit — government-backed and lender-approved.
As low as 3.5% down
VA Loans
Exclusive benefits for veterans and active-duty military. Zero down payment, no PMI, and rates you won't find anywhere else.
HELOC
Keep your existing mortgage intact and add a second lien to unlock your equity. Flexible draw periods, competitive rates.
No need to refinance
DSCR Loan
DSCR Loans open doors to investment for commercial real estate investors, without having to tap into their personal credit.
Equity access
Non-QM Loans
Self-employed or unconventional income? Our Non-QM solutions are built for borrowers who don't fit the standard mold
Bank statement friendly
TESTIMONIAL
Real Clients. Real Results. Real Trust.
We let our track record speak for itself — straight from the people we've served.
Thank you to Drift Financial. From start to finish honest answers and the whole process on my HELOC was under 10 days
Mark Steese
Hass Barada and his team at drift financial have given me and my family a trustworthy experience. Efficient professional! Thank you drift!
M J
I had a wonderful experience working with Gus at Drift Financial. He helped me refinance my loan and made the entire process smooth, stress-free, and easy to understand. Gus was knowledgeable, responsive, and always took the time to answer my questions thoroughly.
I highly recommend Gus and the team at Drift Financial to anyone looking for financial guidance or refinancing assistance. It was an absolute pleasure working with them!
Valerie Sologub
I had a great experience working with Drift Financial, and the entire mortgage process was smooth from start to finish. Hassan Barada was especially outstanding—professional, responsive, and extremely knowledgeable. He took the time to explain everything clearly and made sure I felt confident at every step. His attention to detail and commitment to getting the best outcome really stood out. I highly recommend Drift Financial and Hassan to anyone looking for a stress-free and efficient mortgage experience.
Jamal Maraachli
I had a great experience with Drift Financial. The whole process was easy, smooth, and stress free from start to finish. Pete was amazing to work with, professional, helpful, and always quick to answer any questions. He made everything simple and straightforward. I would highly recommend working with Pete and this team.
Shannon Nelson
Drift Financial is hands down the best I’ve worked with. The team was professional, responsive, and made the entire process smooth from start to finish. Highly recommend to anyone looking for a reliable mortgage broker!
Al H
Your Future. Our Commitment.
Our three founders and their team bring 40+ years of combined mortgage expertise to every client relationship. We don't hand you off to junior staff — you get direct access to seasoned principals who are personally invested in securing the best outcome for you. Ready to take the next step?
You have questions and we have answers.
Navigating the dynamic mortgage landscape can feel daunting. We've compiled a list of commonly asked questions by Residential and Commercial borrowers. For deeper insight, schedule your consultation with one of our Mortgage experts today.
Contact Our ExpertsHow soon will the funds be made available after approval?
Funds are typically made available within 5 working days after approval. However, the exact timing may vary depending on processing requirements and banking procedures. You will be notified once the funds have been successfully transferred.
What will my monthly payment be?
Your monthly payment depends on your loan amount, interest rate, and term length. We can provide a detailed estimate during your consultation.
How much do I need for a down payment?
Down payment requirements vary by loan program. Some programs allow as little as 3% down, while others may require 20%.
What happens if rates change while I’m under contract?
We offer rate lock options to protect you from rate increases while your loan is being processed.
Do I need to have my taxes and insurance escrowed?
Escrow requirements depend on your loan type and down payment amount. We will discuss your specific situation and options.
Can I buy a second home or investment property?
Yes, we offer specialized mortgage products for second homes and investment properties.
What happens if I pay off my mortgage early?
Most of our mortgage products do not have prepayment penalties, meaning you can pay off your loan early without extra fees.
How do I choose between fixed and adjustable rates?
A fixed-rate offers stability with consistent payments, while an adjustable-rate might offer lower initial rates. We'll help you choose based on your financial goals.
Let us help you!
Ready to start your mortgage journey with Drift Financial?
Contact us today to schedule a consultation.
Contact Us:
888-338-5504Drift@driftfinancial.comNMLS #2822905 · Equal Housing Lender209 W Sixth St,
Royal Oak MI, 48067
Royal Oak MI, 48067
Ready to Find the Mortgage That's Built for You?
No pressure, no obligation — just an honest conversation with experts who've closed over $2.5 billion in loans. Let's find the right solution for your situation, your goals, and your timeline.